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Protection Services
As part of the mortgage process, I provide comprehensive advice on your protection needs to ensure you're covered in case the worst happens. If you were to pass away or suffer a critical illness, it's essential to have your borrowing protected so you can keep your property. Additionally, I offer income protection against accidents, injuries, or illnesses, tailored to fit your budget.
The types of protection I offer include Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness & Hospitalisation Cover, and Buildings and Contents Insurance.
Life Insurance
Should the unthinkable happen, the Life Insurance policy is designed to pay a lump sum upon death.
This can be used to pay off the mortgage or leave some money to the family.
Critical Illness Cover
Critical Illness cover is designed to pay out a lump sum on diagnosis of certain specified illnesses that meets the providers definitions which can be used to pay off the mortgage or help with other costs.
Income Protection
If you are unable to go to work due to accident, sickness or injury. Protection may pay out a monthly benefit until you return to work, the policy ends or the benefit period expires.
Family Income Benefit
This can provide a monthly financial benefit to dependents in the event of the insured’s death.